Attention homeowners in Portsmouth and Scioto County: Need an appraisal?

Check out the top reasons OH homeowners use Hicks Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a OH property tax assessment
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in OH by determining the true market value of real estate in question

Need help deciding the price of your home in or near Portsmouth, OH?
Contact Hicks Appraisal Services.

We at Hicks Appraisal Services understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're qualified in helping folks just like you do away with unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from Hicks Appraisal Services is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inconvenient from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Hicks Appraisal Services can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Hicks Appraisal Services offers field reviews where we go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.